What to Expect in an AML/CFT Health Check

An AML/CFT health check is an independent assessment of your compliance framework. It tells you, honestly and practically, where you stand and what to do next. Here is how the process works and what you receive at the end.

Scoping

We start by understanding your business, your sector, size, products, customers and current controls, so the review is grounded in how you actually operate and the obligations that apply to you under POCAMLA and FRC guidance.

Review

We then examine the core pillars of your framework: governance arrangements, policies and procedures, customer due diligence, transaction monitoring, suspicious transaction reporting, record-keeping and training. We benchmark each against the law and against global best practice.

Findings and risk assessment

Every gap we identify is documented and rated by risk, so you can see clearly what matters most. This is not a box-ticking exercise; it is a candid view of where your exposure lies.

A practical roadmap

The health check culminates in a detailed report containing our findings, a risk assessment and prioritised, practical recommendations. You finish with a clear remediation roadmap, and independent assurance you can put in front of your board or a regulator ahead of an inspection.